½ -1 c. sugar
½ c. red wine vinegar (there is no alcohol in wine vinegar)
1 tsp. dry mustard
1 ½ tsp. salt
½ c. chopped red onion.
Combine all in a blender. Turn on and slowly pour in 1 c. oil. Run until well blended.
Does it seem like your money isn’t going as far as usual? The government is claiming that there has been only 1% increase in cost of living for the year, but here are what some food prices have done over the last year. Numbers are taken from http://www.cnbc.com/id/41831886
· Ground beef up 11%.
· Butter, up a stunning 27%.
· Potatoes, up 7.1%.
· Lettuce is up 5%.
· Bread up 3%.
· Chicken up 4.3%.
· Egg prices have been fairly steady.
· Milk, up 2%.
Two of the biggest ways to save money on everyday things are:
1-the S.O.S. method- Stay Out of Stores. This especially includes restaurants!
2- Be organized so food and ‘stuff’ doesn’t get lost or ruined, waste less of the food you buy
Compiled by my friend Angie
Utah FOOD SAVINGS
Liquidation Wearhouse (Orem): sellsCostco's and Sam's leftover and returned merchandise
Sunflower Market (Murray. across from Fashion Place) honors competitors' ads on Wednesdays from this week's and next week's ads. They specialize in produce and their prices are crazy low anyway (29 cent per lb. oranges). It's kind of a like a Wild Oats.
Winco Foods (around 72nd South, Salt Lake Valley, see http://www.wincofoods.com/ for other locations) has cheap food/produce as well.
Reams often has very cheap produce and other items (note from Rhonda- my overall grocery list there costs about the same as Walmart. Produce and meat are cheaper, canned and boxed things are generally more.)
Buy-Lo: In Orem. They have amazingly low produce prices. (10/$1 kiwi). You can print off their list and price match at Wal-Mart.
The Baker's Outlet and Donut Shop (12652 S. 2700 W. #A, Riverton, #542-8286) has restaurant bread, pastries, donuts, rolls, artisan breads, wheat breads, etc., for cheap. Bags of flour tortillas are $. 50. They have both fresh bread and day-old bread both.
Smith's Foods deeply discounts their meat and dairy when close to the sell-by date. With dairy, the ‘best by’ date is actually 1 week after the ‘sell by’ date.
Planning meals around the sales does wonders for the food budget. You do have to spend a little time using leftovers and preparing more raw foods (uncanned/boxed things) like rice, pasta, grains, etc., if you want to save. However, if you use coupons effectively with sales (see below) you can get a lot of manufacturer deals on brand-name boxed/canned food.
Wal-Mart price matches exact prices from any ad (not BOGOs) in checkout lines. So get the online ads for the cheap stores above and take them to walmart for location convenience.
Target price matches at the Customer Service desk.
Sunflower Market (see above)
Print out dozens of online coupons and add them to any sale any stores are having. Plan ahead and bring ads for proof of price-matching if you don't have coupons. You can also use this strategy with price matching at the above-listed stores. Note that some of these may be .net or .com, you'll need to search a sec if you don't find it.)
Coupon sites that compare sales at all the stores and let you print coupons that you can add to already-good sales
PinchingYourPennies.com/Grocery Smarts: This site (I assume Pinching Pennies? Or Maybe they're linked companies?) and their daily newsletter can get you some of the best internet clothing deals out there, particularly for Kohls (we're talking a regular 75% off of purchase and free shipping), Children's Place and free-shipping codes for countless other stores. Children's Place clothing is often $3 and under.
DealsToMeals.com (costs $5 a month) This site is similar to pinching your pennies, but requires a little less effort. For $4.95/month they scour the ads for you, compare them to Costco, Sams club and Walmart and tell you where the best deals are. They also have a menu planner with recipes centered around the best deals. They give you tips on things to stock up on for food storage. If you use it, it's definitely worth the $5/ month. You'll definitely save much more than that. They also have a blog: www.myfoodstoragedeals.blogspot. com and www.dealstomeals. blogspot. com. Both are full of great food storage tips and recipes.
E-bay: People also sell overprinted manufacturer coupons on e-bay for pennies. They come within a couple days in the mail. You can add these all up when it's a limit of 10 per item or something and get steals.
CLOTHING AND HOUSEWARES
Craigslist.com, KSL.com (for-sale part of the site): For more expensive clothing purchases, like a great ski parkas or watches, I've had great luck here. People respond to politeness, so be kind in emails. Be brave and always ask what price they want to sell for first: Never be the first to offer a price. The last person talking in the negotiation always wins. (For selling stuff, remember that Craig's list is often a younger crowd and often out of state, and KSL is usually local and older crowds. But try selling to both places when you have something to sell.)
Liquidation Wearhouse (Orem): sells Costco's and Sam's leftover and returned merchandise—like backyard deck sets and stuff like that.
Downeast Outlet's Outlet- 3500 S. & Bangerter, across from Granger High next to Albertsons. Clothing (2 for $5), housewares, Potterybarn, seasonal. Prices are slightly negotiable; ask what percentage you can get off (about 20%). This is where I buy Diesl, Lucky, Ann Taylor, 7, American Eagle and Downeast for around $2.50. They have a great size selection.
Savers: Two locations. Always bring items to donate and get 20% off of your whole purchase.Clothing from Tanger outlet mall is shipped here. JCrew, Banana Republic, Express, Ann Taylor, J Jill, Aerospostale, American Eagle, Old Navy, Gap, Children's Place, Victoria's Secret, Nordstrom Rack shoe returns, Dress Barn, Ross and TJ Maxx books--- kids books are $.69 and buy 3 get one free. I get wonderful children's items and very nice shoes here. This is where I took the J Crew catalog, found the $100 items on the racks and walked away paying less than $6 for each. (You can take the catalogs in, find things that are still selling, then buy and resell them on ebay.)
DI: Mondays after yardsale items have been dropped off from the previous Saturday. Larger items are negotiable and it's tax free. Downtown/nicer-area DIs will have nicer stuff.
The Store. Part of the Salvation Army. They receive shipments from Target on Wednesdays. (in West Valley and Murray; 56th south and 9th east)
Kid to Kid (store in sandy) with kids clothes and stuff for cheap—used but in good condition.
Dillards in St. George: has great fall shoe sales—especially on close-toed shoes since no one there wears them.
Coupon codes online. Look up every store before purchasing online. For example, Google "Office Max Coupon Codes." I did so when looking for a camera and found a $20 off any $100 purchase.
The Library: So this is obvious---that the library is cheaper—but just a reminder that they carry lots of magazine subscriptions as well as tons of movies along with the books. The current magazines can now be checked out, not just back issues. And if they don't have something, you can often request an inter-library loan from other library systems. You can request things and use it as a free version of Netflix (where they hold the movies that come in and you just have to swing by and get them). You'll have to wait on a few things, but patience is a virtue—a free one.
Cars lose half of their value by the third year. So buy a 3-yr-old car with low miles for the least loss of investment.
Cash up front does wonders for prices! We got incredible rent, insurance prices, and yardsale items that way.
Yard Sales: you can do better with small amounts of cash in your hand, small children that are cute, and kindness. Negotiating fact: whoever offers the first price looses! Always ask "What price could you do on this?" By noon people are burned out and will give you almost anything for low, low prices. 118th south and 114th south had great sales last year. Daybreak is always good. So is the Johnson Farms ivory home development behind the district—the homes are bigger but about 10 years old, so you know their kids are casting off stuff.
People spend 18% percent less when dealing with cash. Carry cash=saving money. It hurts more!
Reading List: The Scriptures, LDS General Conference articles on debt. Books: The Tightwad Gazette, Millionaire Next Door, Total Money Makeover, One for the Money